L’assicurazione della responsabilità civile su base claims made e la deformazione del giudizio sulla causa del contratto

Abstract

The essay analyses civil liability insurance contracts based on claims made and the tormented evolution of the related jurisprudence. The Author criticizes the position of the jurisprudence, especially with reference to the recent judgment of the Sezioni Unite no. 22437 of 2018. The examination widens to the reckless attempt of the Sezioni Unite to subordinate the validity of these contracts to a judgment of adequacy imbedded in the context of the judgment on the cause of the contractand destined, in case of negative outcome, to allow the judge to redetermine the content of the contract, using the remedy of partial nullity pursuant to Article 1419 of the civil code, in a rebalancing effort.